The smartest way to buy before you sell
Move into your new home while Sweetly markets, and services ALL the expenses on the home you'll sell. You don't need to pay two mortgages at the same time!
How the Sweet Swap Works
Unlike a traditional home sale and purchase where you can miss out on your dream home while waiting for your current home to sell, The Sweetly Home Swap lets you access your home equity to use as a downpayment, and BUY the new home you want. Sweetly will list your previous home for sale and even make all the monthly payments until it’s sold. You simply pay us back once your old home sells.
Get Pre-Approved
Shop confidently knowing you won’t need to wait on selling your current home.
Buy Your New Home First
Put down a winning offer on your dream home and move in right away. You only pay your new mortgage while we cover your old one.
Then Sell Your Old House
Sweetly will invest (with your permission) up to $25,000 on the right improvements to ensure your home shows its best and sells for top dollar.
Get Started! It only takes a few minutes!
Why swap your home with Sweetly?
Convenience
- Buy your new home before selling the old one.
- Use the equity in your current home *interest free to buy your next home.
- Close on your new home in half the time with less stress.
- Live comfortably in your new home while the old one is for sale.
Certainty
- Shop confidently knowing your old home is sold.
- Beat out competing buyers with an unconditional offer.
- Pay only the cost of your new home and Sweetly will handle the existing costs on the old one.
Cost savings
- Save on rent, storage, closing costs, and moving costs.
- Sweetly will invest (with your permission) up to $25,000 on the right improvements to ensure your home shows its best and sells for top dollar.
- We'll add the interest free loan, and the monthly expenses and simply add it to our fee which you pay once the old home is sold.
Get Started! It only takes a few minutes!
Sweet Home Swap vs Other Options
Only the Sweetly Home Swap helps you buy and move into your next home, making only the monthly payments on the new property; then sell your old home to skip all the public showings on the home you live in!
| Benefit | Home Swap | Sweet Sale | Equity Advance |
|---|---|---|---|
| Move into your new home without the hassle and inconvenience of public showings during the traditional “for sale” process. | ✔ | ✔ | ✔ |
| Choose your own moving date! No pressure to negotiate or meet tight timelines. Simply move when it's best for you. | ✔ | ✔ | |
| Brokerage invests up to $25,000 (with your permission) making the right improvements to net the highest sale price possible. | ✔ | ✔ | |
| Brokerage provides an interest free* equity advance to help you buy your next home • You must buy with Sweetly in order to access our interest free equity advance. |
✔ | ✔ | |
| Receive 75% of your home’s value on your chosen move-out day, the balance when the home is sold. | ✔ | ||
| No monthly ownership costs (mortgage, utilities, property tax, etc) or yard maintenance once you move out of the house you'll sell. | ✔ | ✔ | |
| Avoid weeks or months on the market with a firm sale commitment within days of first meeting. | ✔ | ✔ | |
| Commission* | 7% of first $100,000 plus 3% of the balance of sale price | 0 | 7% of first $100,000 plus 3% of the balance of sale price |
| Service Fee | 0 | 6.75% of selling price | 0 |
| Interest rate on the equity advance provided to help you purchase your next home before selling the old one. | 60 days interest free. 5.9% annual thereafter. | N/A | 60 days interest free. 5.9% annual thereafter. |
Get Started! It only takes a few minutes!
Home Swap Questions and Answers
Sweetly offers a home trade-in program designed to help you buy, and move into your next home before selling the current property. +
- Sweetly will advance a portion of your current home equity AND get you pre-qualified for an open line of credit so that you can shop confidently and make solid offers not conditional on financing.
- Sell for top dollar! Sweetly will invest up to $25,000 (with your permission) on the right improvements to ensure your previous home sells for the most money possible.
- Move in before you sell the current home! Skip the public showings on the home you live in by moving into the new home before your current property even goes for sale.
- Pay only 1 mortgage! While your current home is listed Sweetly pays the mortgage, property tax, utilities, insurance and even lawn/snow maintenance every month. You pay us back once the home is sold.
Sweetly charges a normal Realtor commission on the home you’ll sell. Our fee is 7% of $100,000 plus 3% on the balance of the sale price. +
Sweetly really wants to be your Realtor! We don’t charge more, we do more to earn your business.
- Sweetly will advance a portion of your current equity *interest free for 60 days (5.9% thereafter), to help you buy your next home.
- Sweetly will even pay all the monthly costs on your old home so that you only make the payments on the new home.
Why do we do this? Simple! We want to earn your business! We’re making it easy on you - to do business with us!